Meet Fiscal Friend, Your AI Powered Personal Finance Coach

Reach your Financial Goals

Sykes Capital Management

Benefits of Our Service

Achieve Financial Success with AI-Powered Financial Guidance

With Fiscal Friend and Fiscal Diary, you gain access to cutting-edge AI technology that offers personalized guidance and empowers you to make smarter financial decisions, identify opportunities for growth and achieve your financial goals.

Hyper-Personalized Approach to Financial Management

By leveraging advanced technology, you can optimize your financial choices and achieve the results you desire. Benefit from expert advice, valuable insights and a hyper-personalized approach that puts you on the path to financial success.

Financial Literacy Education – Enhanced Learning Experience

Members have 24/7 access to their AI-powered personal financial coach and can access a wealth of resources and information that can help build a strong foundation for financial literacy, stability and security.


At CogniFunds, our mission is to empower individuals and businesses to achieve their full potential by providing them with the tools and resources they need to manage their finances effectively. We are committed to using cutting-edge technology and strategic partnerships to identify and solve complex problems and address inequalities.

Our hyper-personalized approach ensures that each of our clients receives customized attention and support to succeed in their endeavors. We are dedicated to building a brighter financial future for all.


Tier 1: Individuals

$9.99/ month
  • Unlimited Access to Fiscal Friend, an AI personal finance coach to answer your financial questions
  • 4 CogniFunds Fiscal Diary entries per year with updated recommendations as you make progress towards your goals

Tier 3: Enterprise offering

$299/ month
  • Full business advisory service 5 logins for employees
  • Unlimited Access to Fiscal Friend, an AI personal finance coach to answer your financial questions
  • Unlimited Cognifunds Fiscal Diary entries per year with updated recommendations as you make progress towards your goals
  • Unlimited access to both AI writing tool for content creation
  • Tax Optimization: Cognifunds provides tax optimization strategies.

Fiscal Friend
Your AI Personal Finance Coach

As a member you will get access to all of our AI Tools,  Fiscal Friend,  AI Word Wiz and the AI HOMEWORK HERO

Fiscal Diary
Your Personal Finance Diary

As a member you will get access to Fiscal Diary and guidance from our experts.

Frequently asked questions

Is Fiscal Friend AI regulated?

Fiscal Friend AI is not a regulated financial advisor and does not provide qualified investment advice. However, it can offer general financial guidance.

Does Fiscal Friend AI provide any investment advice?

Fiscal Friend AI does not have the authorization to provide qualified investment advice because it is not a regulated financial advisor.

What is the difference between Fiscal Friend AI and a financial advisor?

Fiscal Friend AI functions as an AI-powered financial coach that provides general financial guidance and education. It’s important to note that it is not a regulated financial advisor and cannot provide qualified advice.

Investment calculator

Determine the potential return on investment for different investment options based on the amount invested, expected rate of return, and time horizon.

Investment Calculator







Additional deposits/loans








Net Worth Calculator:

Calculate your net worth by subtracting your liabilities from your assets, giving you an overview of your financial health.

Net worth calculator

Mortgage Calculator

Determine how much you can afford to borrow for a mortgage based on your income, expenses, and other financial factors.

Advanced Mortgage Calculator

Loan Information


Taxes and Insurance


Financial Analysis








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